OUR SERVICES
Life Cover
Life cover provides you with a lump sum payment if an insured person dies or is diagnosed with a terminal illness.
Key Person
Key Person insurance is simply life insurance on the key person in a business. A company purchases a life insurance policy on the key employee, pays the premiums and is the beneficiary of the policy. If that person unexpectedly dies or is incapacitated, the company receives the insurance payoff.
Trauma
Trauma Cover products pay out a sum of money if you are diagnosed with or suffer from one of the large numbers of listed serious health conditions. These conditions include Cancer, Heart Attack, Stroke and many more.
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Trauma Cover products are often used as a ‘recovery fund’ providing you with the money to pursue treatment options or to cover any additional costs needed to get back on your feet after a serious illness.
“You have worked hard for what you have. Don’t put it all at risk.”
Income Protection
These products are designed to protect your most valuable asset – your ability to earn an income from your work. These products pay a monthly amount if you are unable to work due to illness or injury. These products can be structured to pay for a short, specific term or to provide cover all the way up until retirement age.
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Discover a smarter way to maximise your ACC benefit. Unlike standard ACC, CIB provides a solution that covers both accidents and illnesses - giving you peace of mind no matter what life throws your way. Best of all, you could get up to three times the cover for about the same price as regular self-employed ACC!
Total & Permanent Disability
While for most people the early death of an income earner would cause serious financial strain for those left behind, the financial impact would be just as serious if the income earner became totally and permanently disabled and unable to work for the rest of their life.
In some cases the hardship experienced would be even more profound due to unexpected costs.
Having the right cover can provide financial support to reduce or eliminate personal or household debt, cover on-going daily living and medical costs for the disabled person or make any required modifications to the family home.
Mortgage Protection
Your income is your biggest asset. How long could you manage without it in the event of an injury or illness? Having the right cover can provide on-going income to maintain your mortgage payments and keep paying the bills and ensure you can focus on your recovery and get back to work a soon as possible.
Health Insurance
While public health care and ACC provide services for most critical and emergency health issues, waiting times can be a concern. Health insurance offers an alternative that allows you to access quick and efficient treatment without delay.
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With health insurance, you can enjoy peace of mind that you and your family are covered for any health issues, control over when and where you receive treatment, and by whom and access to expensive treatments not offered under the public system.
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We offer a range of options to suit your needs, so talk to us to find the best health insurance policy for you and your family.
Employee Benefits
Nowadays, employees seek more than just a high salary from their workplace. Help attract and retain top talent, setting your business apart from competitors by creating an employee benefits package.
Share Purchase
Provides funds for the surviving shareholders to acquire the shares of the deceased or disabled shareholder, ensuring the capital value of the business is maintained.
Fire & General
If you're looking to protect your business or your home, we can assist you too. Our strategic Fire & General Insurance partners provide insurance solutions to suit all business and domestic risks including Liability, Commercial, Motor, House & Contents